Long-Term vs. Short Term Care: How To Find The Right Nursing Home For Loved Ones
It’s a tough decision, sending a loved one to a nursing home to give them the best care they need as soon as possible. The good news is, day-to-day living and managing ailments will be much easier for you and the ailing elderly if you choose a nursing home. After all, it has the right facilities and 24/7 assistance needed to take care of your loved one. The harder decision is choosing the right facility.
Nursing home costs will depend on various factors including the circumstance of an admission as well as choosing long-term or short-term care. Other factors that contribute to the overall costs including the location of the nursing home and choosing a private or a semi-private room.
Short-term care is usually needed for elderly who are recuperating from an injury or illness. Short-term care is economical for people who have Medicare coverage. However, Medicare only offer short-term care to people who met the following criteria:
- Must be receiving Medicare Part A benefits
- Requiring three or more hospital stays
- Short term care needed due to current health condition
- Being admitted in a Medicare certified facility
If these requirements are met, the patient may receive short-term care for up to 100 days. Medicate will provide 100% coverage for the first 20 days of nursing home stay. From 20 days and beyond, the patient is responsible for paying the nursing costs, which is approximately $130 per day.
Long-term care is needed when the nursing home ends its benefit period and Medicare no longer provides coverage for the nursing home cost unless the patient needs another qualifying hospital stay. Patients must then choose between depending on other insurance coverage they may have or pay for long-term care on their own. Long term care insurance usually offers coverage for such services as well as MediGap policies or Veteran’s benefits. For those who choose to pay for long-term care on their own, they will benefit more if they qualify for Medicaid, a state-administered program designed to give long-term care access to low-income families or individuals.
Knowing Your Loved One’s Needs
No nursing home is identical to another. Therefore, choosing a nursing home with the right facilities should be the first thing you consider. In addition, you should also determine what your loved one’s needs and preferences are before you choose a nursing home.
To find the right nursing home, you need to compare each facility and check their facilities. Next, observe how the staff takes care of existing patients and how they accept your loved one into their facility. Finally, don’t hesitate to ask question. You want your loved one to get the best service so you need to get an idea how the staff works individually and as a team to provide the best care possible, particularly to new members of the community. Once you narrow down your search, don’t forget to get insights from your loved ones about your choice.
Done in collaboration with Marc W., Parts and Components Specialist at All Time Medical. He has extensive experience with daily living aids for the elderly such as wheelchairs, commodes and bariatric equipment.